by Info@tombroadwayinsurance.com | Dec 5, 2018 | Weekly Blog
California’s massive wildfires over the past year have highlighted that many residents were underinsured. According to the latest figures, nearly 80% of the homes affected by the wildfires were underinsured – of which 60% were severely underinsured. A few factors...
by Info@tombroadwayinsurance.com | Oct 14, 2018 | Weekly Blog
There are major differences between ‘umbrella’ and ‘excess liability’ that you should know about. Both umbrella and excess policies are valuable because they provide coverage beyond underlying limits. The key difference between umbrella...
by Info@tombroadwayinsurance.com | Sep 5, 2018 | Uncategorized
On August 28, 2018, at approx 7:28 pm an earthquake of the magnitude of 4.4 rocked Southern California. There are a wide variety of web sites for suggestions on compiling an earthquake survival kit. To name a few: Food (nonperishable — nutrition bars, trail mix,...
by Info@tombroadwayinsurance.com | Aug 18, 2018 | Weekly Blog
A collision deductible waiver, also known as collision waiver of deductible, is coverage you can purchase as part of your car insurance policy that will pay your collision deductible if your insured vehicle is damaged in a traffic collision and the person liable is...
by Info@tombroadwayinsurance.com | Apr 9, 2018 | Weekly Blog
With the recent fires and floods in the Ventura County many of the homes were uninhabitable, having residents to re-locate. Many homeowner policies have the coverage known as “Loss of Use”, also known as additional living expenses (ALE). If a covered...