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WILDFIRE VICTIMS

California’s massive wildfires over the past year have highlighted that many residents were underinsured.  According to the latest figures, nearly 80% of the homes affected by the wildfires were underinsured – of which 60% were severely underinsured. A few factors...

Collision Waiver

A collision deductible waiver, also known as collision waiver of deductible, is coverage you can purchase as part of your car insurance policy that will pay your collision deductible if your insured vehicle is damaged in a traffic collision and the person liable is...

LOSS OF USE

With the recent fires and floods in the Ventura County many of the homes were uninhabitable, having residents to re-locate.  Many homeowner policies have the coverage known as “Loss of Use”, also known as additional living expenses (ALE).  If a covered...

EMPLOYMENT PRACTICES LIABILITY INSURANCE

What is it? Liability insurance for employers that covers a wide range of employment-related activities, including:  Wrongful demotion or failure to promote, negative evaluation, reassignment or discipline of a current employee or wrongful refusal to employ; Wrongful...

PROFESSIONAL LIABILITY INSURANCE

What is it? Professional liability insurance, sometimes referred to as Errors and Omissions insurance or E&O, protects individuals or businesses in the event that a customer holds your company or business owner responsible for a service that was provided, or...